Where Do Floodwater and Storm Water Come From?

3/6/2020 (Permalink)

Storm water damage in Forks Township, PA

When water damage impacts your business in Forks Township, PA, there can be a lot of confusion following the event. One of the biggest challenges that business owners face after a storm is determining whether the damage can be classified as storm or flood damage. This key distinction makes a significant difference in terms of what type of insurance you’ll need and how professionals will help restore your building. Here’s what to know about where floodwater and storm water comes from.

Where Floodwater Originates

According to most insurance policies, there’s a clear difference between storm damage and flooding. This difference mainly concerns where the two forms of water come from. For example, floodwater typically describes water that comes from the following sources:

• Rivers
  
• Dams
  
• Lakes
  
• Creeks
  
• Levees
  
  

Water that originates from these natural sources is normally considered floodwater if it escapes its original source and causes damage to your business.

Where Storm Water Originates
Damage from storm water is very different from flood damage. When looking into your insurance policy, you may notice that there are a clear set of guidelines regarding the origin of storm water. In most cases, storm water refers to water that comes from drains as well as rainwater. When water from a rainstorm or thunderstorm accumulates and doesn’t know where to go, it may target your commercial building and lead to severe water damage. Many people mistakenly consider this to be a result of a flood, but it’s generally categorized as storm damage according to insurance providers and restoration experts.
The line that separates flooding and storm water may seem like a very fine one. However, by learning where each type of damage comes from, you will gain a better understanding of how the water damage in your Forks Township, PA, business can be classified. Whether you’re dealing with storm or flood damage, be sure to rely on emergency restoration services to revive your commercial building.