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Fire & Water - Cleanup & Restoration

Tips To Filing a Fire Damage Claim

11/3/2020 (Permalink)

Smoke on the glass modern building in NYC Fire damage in a Coffeetown, PA building

Ways To Make The Insurance Filing Process Easier

Dealing with insurance in Coffeetown, PA, in the wake of a fire can be challenging. Insurance policies are very comprehensive, which can make the filing process long, and sometimes confusing. However, with the right knowledge and a good plan, filing a fire claim does not have to be daunting.

1. Reach out Immediately
Most insurance companies are available 24 hours a day, and they make it very easy to reach them. Whether it is by phone, email, or even a mobile app, the sooner you contact your insurer, the sooner you can start your claim.

2. Make a List of All Necessary Information
You will want to keep a master list of vital information like:

  • The location and date of the fire damage
  • An in-depth list of all of the damages
  • The condition of the property
  • Estimated costs for repair or restoration

Keeping this list organized and readily available will help expedite the paperwork process involved in filing a fire claim.

3. Take Pictures
Generally, you should leave everything exactly as it was after the fire. However, if you absolutely have to move or dispose of some of the debris, notify your insurer as soon as possible, and take detailed photographs of its pre-disposal condition to submit as evidence.

4. Collect All Business Records
Keep painstaking track of all costs of operation, continued expenses, damaged equipment, and even estimates of what it will cost to operate from a temporary site during fire restoration. You should also report on monthly sales, tax returns, business contracts, and any other financial statements that show the amount of money you stand to lose as a result of the incident.
In the wake of a fire, the last thing most business owners want to do is file a fire claim. However, there are steps that you can take to make the insurance filing process easier. With a little planning, and the help of qualified restoration professionals, you can be back in business in no time.

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